Terms & Conditions

1. Acceptance of Terms

By accessing, registering for, or using WebPress Pay (the "Platform"), its APIs, WooCommerce plugin, SDKs, payment infrastructure, or any related services, you ("Merchant") agree to be legally bound by these Terms and Conditions. If you do not agree, you must immediately discontinue use of the Platform.

2. Platform Description & Nature of Service

WebPress Pay provides a technical payment facilitation tool that enables merchants to:

• Generate dynamic UPI QR codes for specific transaction amounts
• Create UPI intent/deep links for mobile payment apps (PhonePe, Google Pay, Paytm, BHIM, CRED)
• Track and verify real-time payment status using 12-digit bank UTR references
• Integrate UPI payment collection into websites, apps, and WooCommerce stores

Important: All payments are settled directly from the customer's bank to the merchant's own registered UPI/bank account. WebPress Pay does not act as an intermediary fund custodian, payment aggregator, or nodal account operator.

3. Merchant Eligibility & Registration

To use this Platform, you must:

• Be at least 18 years of age and legally competent to enter into binding contracts under Indian law
• Operate a legitimate, lawful business activity in India
• Possess a valid Indian mobile number, bank account, and UPI-linked VPA
• Provide accurate identity information including business name, PAN, and contact details during registration
• Receive explicit approval from the Platform administrator before accessing payment features

4. Merchant Responsibilities & Obligations

As a registered merchant, you are solely and entirely responsible for:

• Ensuring all products, services, and transactions conducted through the Platform are legal under applicable Indian laws
• Accurate disclosure of transaction amounts and the nature of goods/services to customers
• Handling all customer service, order fulfillment, refunds, and dispute resolution independently
• Maintaining your own GST, TDS, and income tax compliance for all collected revenues
• Ensuring your customers are aware that payments go directly to your bank account via UPI
• Immediately notifying the Platform of any security breach or unauthorized use of your account

5. Prohibited Activities

6. Direct UPI Bank Settlement

All transactions processed through WebPress Pay use NPCI UPI rails for direct bank-to-bank fund transfer. Funds are credited directly into your configured bank account without passing through any WebPress Pay account.

7. Transaction Limits & Guidelines

To maintain platform integrity, the system is optimized for micro-transactions up to ₹5,000 per payment and monthly volumes up to ₹50,000. Higher volume merchants may request custom review.

8. Account Security & API Credentials

You are solely responsible for maintaining the confidentiality of your Merchant User Token (API key) and account password. Any transactions initiated using your credentials will be deemed authorized by you.

9. Platform Compliance Statement

WebPress Pay operates as a technical software tool. If your business requires formal RBI Payment Aggregator escrow services, you must use a licensed aggregator.

10. Account Termination & Suspension

We reserve the right to suspend or terminate any merchant account without prior notice if fraudulent activity, policy violations, or suspicious patterns are detected.

11. Limitation of Liability

The maximum liability of WebPress Pay in any claim is limited to the subscription fee paid by the merchant in the preceding 30 days.

12. Governing Law & Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes shall be subject to the exclusive jurisdiction of courts in India.